We offer layaway on most items priced over $100 because so many of our items are one of a kind. We require a down payment of 20% on any layaway and the balance should be paid within ninety days. Special arrangements can be made for large purchases. There are no fees or interest in our layaway program. However, after 90 days of non-payment, any layaway item may be placed for sale and the original deposit and any payments made will be kept on file in the form of store credit for one year.